In January 2007 a USAREUR-wide memorandum was put out that all personnel had to be assigned to on-post quarters if available for money-saving purposes. Currently it is actually possible to get off-post housing for most ranks though.
It will depend what rank you are to see how much money you will have. However, it is possible to get a townhouse or even single-family house with the OHA you'll be getting. But keep in mind that even if the Army covers your rent, you might have to watch out for utilities. The roughly $600 at the moment should cover all necessities, they even cover our DSL and phone costs here. But if you move into an old building, you might end up having to pay a lot for heating costs.
The closest places to look would be the city of Ansbach (even though you will have to deal with traffic every day then), Sachsen (3 min drive), Heilsbronn (8min), Bruckberg (5min, careful: no DSL available here in case you like having a decent internet connection), Wicklesgreuth (5min).
Housing is either hit-or-miss. All apartments are stairwell housing, but the ones on Bismark are old, while the main side's apartments are all renovated and fairly nice (own laundry room, nice flooring, balcony).My wife and I are moving to Ansbach, need help with finding/advice on housing?
be forewarned--the military might prevent you from living off post if there are quarters available. also there may be some problems with school transportation off post.
the quarters are pretty much standard across germany depending on what rank you are. they are for the most part very nice and comfortable.
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